Yesterday, I had an epiphany. If I can’t afford to replace something if it gets destroyed, then I really can’t afford it. (This of course, does not take into consideration the fall back value of insurance.)
I can’t afford a car, if I don’t have the funds to make basic repairs, in the event of a fault. However, I may be able to afford it, if my company picks up the tab for maintenance. There are different ways to afford things. Some you pay for, some are paid for by others.
Yesterday, I made up my mind to only buy things I can truly afford. This means I will live a frugal life until I can live in abundance, without worry. This gives me a sense of freedom – I’m not holding on to anything that I am afraid of losing.